Foraging for a Home Part 5: The South

Leaving Florida, we continued north to Savannah, Georgia, a city that until 2 hours earlier we had never, ever spoken it’s name.

On paper it has some of the best charm, nature and diversity one can ask for. But we simply didn’t fit in.

Like an art student in a room full of jocks, it was obvious we had nothing in common with the locals. Despite the city bustling with life at 11:00 pm, the pub and beer culture just wasn’t our scene.

We loved and appreciated the kindness, accents and fact that every passerby said “Hi there!” while walking their dog, but we couldn’t help but lack connection. Just like love often has no explanation, so does the feeling of home. And it simply wasn’t there.

One night was enough and we continued to Charleston, the prized city of the south. Had we been simply on “vacation” we may have enjoyed a few days, even a week in the extremely quaint city, however it was more of the same from Savannah.

It didn’t take us long to admit: the South just wasn’t our place. There was just too much monotony: of food, people (it’s not international, nor are there even people from all parts of the U.S), and style. Too much of one thing, even a good thing is still too much.

And so we left, grateful for the experience. When we visit a city we learn so much more than just our specific feelings toward that city, but our feelings in general. What things do we value in a home? How did our experience here help determine what we like and don’t like?

In Charleston, and all of the south, it’s simply too disconnected. Driving from Savannah to Charleston made us feel trapped and isolated. Even though Charleston is great, with a walk score of 93, when one has to leave it takes 3 hours to get to the nearest town, which apparently are equally uniform in style.
Everyone and everything it seemed, between NYC and Florida was quite similar…. which wouldn’t be a big deal if our lifestyle wasn’t so different and unconventional.

Without even meeting that many people, we could just tell we wouldn’t be understood or have like minded people to surround us with.

We not only eliminated Nashville and Wilmington from the list, but we confined our search to well connected, open minded and diverse metropolitan locations or cities with some tourist appeal so there’s always something going on.

We don’t want to feel out of place for having a 4:00 pm lunch on a Tuesday, or going to the gym at 10:00 am on a Friday.

And so, the journey continues, us still unsure if what we are looking for is even something we truly want.

– Me

Foraging For a Home Part 4: Florida

7 days, 6 nights, 10 cities (West Palm Beach, Delray, Boca Raton, Ft. Lauderdale, Naples, Sarasota, Sanibel Island, St. Petersburg, Tampa Bay and Orlando), and 1,500 miles sum up our road trip across Florida.

All in search of one thing: Home.

As we continue our search we continue to refine what we want out of a place to live. Florida is a stark contrast to the high priced, low value living of New York.

We immediately fell in love with West Palm Beach. The bustling farmers market – one of the best in the world – was our first contact with the city. We connected with the laid back, yet simultaneously energetic vibe of the beach life. Although a bit touristy, especially in January, WPB had personality.

With a serious latin influence and people migrating from all over the country in search of warm weather and low cost of living, WPB is quite diverse and offers an incredible selection of food. Perhaps it’s due to the fact that it’s extremely well connected. With 3 international airports within a 1 hour drive (Miami, Ft. Lauderdale and WPB) and a high speed railway that will take you to Miami in under an hour, it’s perfect for our jet-settling lifestyle. Even if one wants to stay close they have options. Delray Beach, a hip and happening beach town, and Boca Raton – especially Mizner Park – are just minutes away and equally spectacular.

Looking at property is always a telling moment, and here’s when we really felt like we could someday call this place home. We saw a 6 bedroom, 4 bathroom house on 3 stories for $289,500, just a short bike ride from town. Granted it needed some work but compared to the usurious prices and taxes of California and NYC, it was hard not to be attracted to the place.

This cheaper lifestyle seemed to transverse all aspects of ones lifestyle, from gas prices under $2.00 to reasonably priced organic vegetables.
… the only thing we left wondering was, why weren’t more people living here?

It saddened us to leave the next morning. But Delray and Boca Raton were calling.

On paper Delray Beach has everything: a vibrant downtown, easy access to the water and many of the perks of WPB. However, after looking at property and spending some time there, it just didn’t feel like home.
We left after a day.

Boca Raton was cool – including one of the world’s best Whole Foods, but lacked the downtown walkability that was so prevalent in WPB. We continued on to Ft. Lauderdale, only to drive through realizing that it was too busy and trafficked for our taste.

Which took us to the West Coast, with promises of the countries most beautiful waters and beaches.
And it delivered.

When we arrived in Naples, we almost cried witnessing the pearly white sand and the way the water glowed in the sunset. We truly didn’t want to leave the quaint, mesmerizing downtown, and we may not have if the real estate agent hadn’t told us that the barrier to enter was over $1,000,000.

The rest of the city was spread out and full of old people – we literally looked in a 55+ community, which, is as depressing as it sounds – and so, after one night we left.

The only thing the rest of the West Coast offered was made us realize we liked the East Coast. Sarasota, Clearwater, St. Petersburg and Tampa are all painfully old and rather dull. We drove through quickly before making our way to Orlando, “wife’s” former home, before “me”.

It’s not the same as when we were there before, because being in a different part of your life makes you see the same reality differently. We were surprised at how much and how quickly we fell in love with the charming Winter Park, a high end community nestled in the north-east of the terribly trafficked Orlando.

Walking through the eclectic shops and beautiful nature, with lush Spanish moss covering the trees with its hanging tentacles, one gets completely lost in it’s beauty. It didn’t hurt that we found our absolute dream home – a 4 bedroom, 3.5 bedroom palace of 3,500 square feet, just a few short steps from the town’s center.

It both scared and confused us.

Were we ready for such a purchase? What would we use it for? Could the same money be spent elsewhere for investments while we flexibly rent in the mean time?

When it came time to actually moving forward, we got cold feet. Maybe a huge, high maintenance home isn’t what we wanted after all. Is it really valuable to own a home, or was it more likely that the home would end up owning us?

Trusting our inclination, yet certain to return to Winter Park, we opted to continue on our journey, except this time with newfound insight. It made us realize that WPB was more of a place where one can come and go… the high tourism population meant the city didn’t hold you down.
Winter Park was different – a family lifestyle and big home was something the city begged. If and when we ever get there, at least we’ll have a good place to be.

For more house hunting videos, check out our YouTube Chanel!

Foraging For A Home Part 3: New York City

We absolutely love it here. It’s a bold statement to call something the best, but Manhattan just may earn the title. From the diversity (on one corner in Chinatown they sell Peking Duck, and directly across in Little Italy it’s Parmigiano Reggiano), the incredible efficiency (even Whole Food delivers), to the accessibility, NYC has something for everyone.

We could put up with the freezing cold… shivering our ass off strolling through the charming streets of the West Village still beats the 0 walk score solitary confinement that comprises most of America.

The city truly does never a sleep: an epic protest across the street lasted throughout our 20 day stay, and the ambulances and fire trucks seemed to opt for our street to transverse Manhattan. That’s okay though, it kept us out and about instead of idling on the computer.

But when it came time to viewing places to actually live our opinion changed. A 700 square foot condo that costs $2,000 a month to maintain for 1.3 million? It’s telling when it feels like a bargain to rent the same place for $5,000 per month.

And what if you have kids?

Three strikes and you’re out.

Temporarily that is. If we ever accumulate 10,000,000 dollars, 2 will surely be punted on that epic high rise overlooking the most incredible city on the planet. Even if the kids have to sleep in the kitchen.

Mo Money, Mo Problems

It’s rare that one should take wisdom from a rap song. But all rules have exceptions. ‘Mo Money, Mo Problems’ seems to defy such sound logic.

The concept is quite profound. One cannot begin to tally the literature filled with stories of those who believe that money (specifically, more money) will solve all their problems. In its most simplified form the problem exists in two ways: wanting something more or wanting something less.
More: things, toys, houses, cars, free time, travel, etc.
Less: work, errands, chores, etc.

Money can solve all of the above problems. But has anyone ever stopped to think about why that is actually valuable? It can only be because its presumed to bring us more happiness.

I’m not going to attempt to be profound and bore you with the myriad of studies that show conclusively that money and happiness aren’t linked (beyond basic need of survival). Instead I’m going to take on a new theory (or rather borrow from my good ol’ friend Notorious BIG), that more money, beyond a certain point, causes more problems.

Perhaps the single biggest reason that it’s so absurd, even insulting to entertain the idea that an more money leads to unhappiness is because we’re taught to spend our whole lives chasing wealth. If we work backwards (the end being the pot of gold and retirement), nearly every decision we make stems from the promise of financial gain: go to a good school, get a good job, make lots of money, the latter being the proof that the former are worthy pursuits. Too many have spent too long living under this assumption without once asking why do it all in the first place?

Even if more money doesn’t mean more happiness, avidly pursuing wealth doesn’t seem like a bad idea; at worst the critics are wrong (and money does lead to happiness), and at best one can expect to “break even”. In other words it’s a free roll: one cannot lose, they can only gain. The flaw in this theory (even if people don’t actively admit this, their actions seem to emulate this belief), is that the pursuit in and of itself is extremely stressful. People spend their entire lives under the delusion that more money (or more of anything) will bring them happiness. Ironically, it’s this very belief that causes them to be unhappy.

And let’s say one does acquire a decent chunk of change, even easily or through enjoyment, like say yours truly has. Ok, now what? The foolish who think they’re going to sip pina coladas on a secluded beach are neglecting the fact that it gets extremely boring after a few go arounds. Fulfillment (which is supposedly what you want that money for), doesn’t come from doing nothing all day. And besides, how much can you really spend on a few nice vacations? $5,000? $10,000? $20,000?
It’s like school, you’re so glad when it ends, and while it’s always bitter sweet when it’s time to start again, if you’re being honest you’re actually looking forward to it.
It’s not the work that bothers us, so much as the consistency of it. But once our batteries are recharged we’re ready to go again.

Then you buy a few nice things, the high of which fade away as fast as a bump of cocaine. Then either one of two things happen: you feel like an absolute putz for punting away the money you realize is so hard to get, or you keep chasing these cocaine highs your whole life, except through material form.

But it wouldn’t be so bad if the excitement of having money just wore off after a little while. You’d just be in the same mental spot as all the broke people, except with the knowledge that your life is really no different. No harm done. The problem is that having money actually creates more fucking problems. Assuming you weren’t an imbecile and kept most of it, you have to do something with it. That means making choices, most of which we know nothing about. And choices, especially hard ones which have big consequences, create a lot of stress. Because we kept our money we feel entitled to it. We know how precious it is and we have to nurture it, and constantly grow it. For those whom are saying, “you would just be content if you had (insert amount of money here), you simply are wrong. The truth is if you’re not content now you never will be. People always want more. And the addition of money to one’s current situation only expands that desire, not decreases it.
Still don’t believe that money is all relative? Think of all the people in the world that would be wishing to fill in the blank with YOUR life. If they were you they wouldn’t want anymore, so why should you?

So here we are with our million dollars, without a single fucking clue as to what the best investments are. Maybe we’ll buy a house, rent it out and if the market is just right hope someone else pays our mortgage. Of course there’s paperwork, meetings with the bank, real estate agents, loan applications, dealing with tenants whom don’t pay rent and property management companies who don’t tell us that our tenant paid rent. Stressful.
We may opt for a passive income like stocks. But then we’d consult with a broker, realize he too doesn’t know his ass from his elbow (because if he did he’d be investing his own money, not ours), but we’ll buy the safe stocks anyway because that’s what everyone else does. Maybe they’ll go up, maybe they won’t. But in the end it won’t really matter. We’ll just have a meeting with a lawyer and accountant about what to do if we ever sell, how to avoid capital gains tax, how to move our residence so we can sell our second home, but claim its our first so we don’t pay capital gains on that either.

We’ll complain when the tax laws change, start voting republican they offer some tax cuts, and pick up Forbes magazine to look for ideas. It will consume us instead of liberate us. And instead of spending weekends enjoying sipping pina coladas, (which by the way, don’t cost much money), we’ll sip them on our cell phone with our magazine. And we’ll wonder how we never have time to do the things we did when we were broke, and reminisce of the good ol’ days when we were just kids, and talk about how it all started.

I know because at times I’ve been one of these people. I also know some happy people with money. Sure there are some. The happiest of whom give it away.

Foraging for a Home Part 2: Milan

With the promise of a well connected, urban environment that maintained all the charm of Italy the idea that we have found our home looked promising. The week prior to our visit in Milan we did hours of research, narrowing our real estate appointments down three neighborhoods: Arco della Pace, Chinatown, Brerea.

Chinatown made us feel like “home” in a way, reminding us of the months we spent in Hong Kong. The men wheeled around supplies on the streets, red lanterns hung for good fortune, women enticed passerby’s for massages. But it was still Italy. People drinking coffee smoking cigarettes on carless streets. It was hectic, busy, quiet, and charming all at once.

Things changed when we looked at places and actually imagined ourselves living there. Pointing to a still undeveloped building with a questionable bar across the street that My Italian Wife didn’t want to stop for a coffee I thought, “so this is where the kids are going to grow up?”
Life there became real, and we dismissed it really quick.

Arco della Pace was a bit too quiet, and homogenous albeit having an incredible private school which only cost €8,000 a year (it would be much more for the equivalent in say, New York City).
Aside from that we saw no enticing places and apparently there weren’t any available.

Brerea was truly charming, and if we chose to live in Milan it would be there. The problem is that you’re not buying anything nice for less than €10,000/sq meter (€1,000/sq. ft), and we weren’t willing to settle on less than 70 meters (700 sq feet). After all we live and work from home. Add in a potential kid and it’s really hard to do with much less.

Quickly weighing our options we realized that for $1,000,000 U.S. we could live literally anywhere… did we really want to spend it in Milan? Big questions put into such immediate perspective makes one rethink things. Yes Milan is wonderful, but is it our first choice? After all we had no economic there.
But what about being close to family? Nearly a two hour train ride away, how often would we actually see them? Hardly ever. Big questions and real answers.

We could of course rent and never buy for a usurious €3,500/month for something half way decent, but that wasn’t so appealing either. In asking ourselves why we realized we didn’t want to move, meaning we didn’t want to live somewhere short term. What’s the point of investing and settling down if you’re going to do it all over again in a couple of months?

If my experience in Milan taught me one thing it’s that we had some of our priorities wrong. Maybe long term was more important after all… And what about being close to family? To really make it count, you need to either be right there or you might as well be anywhere? And further still… would it be her family in Italy or mine in California?

Big questions… still no answers.

Foraging for a Home

My wife and I did things backwards. We married a year and a half ago, but still don’t have a home. Let me explain.

We travel for a living. Our business is online and we’re fortunate enough to be wherever we want, whenever we want.

And we’ve done just that. Bali, Thailand, Italy, France, Hong Kong, Malta, Las Vegas, Orange County, London and Barcelona are a few of the places we’ve called home over the last two years.

Everything we physically own we can carry in two suitcases and we never plan more than a few days, or one city ahead. That’s the rule.

Well, rules are meant to be broken. Tired of taking road trips with a Vitamix, we decided it might be time to find our nest. The problem is where?

How does one choose when they can be literally anywhere in the world? I started with the Economists guide to the “Best Places to Live”. That narrowed it down to three continents.

Half way there.

Talking to family, friends and anyone and everyone we met, we realized that nobody really had a system to which they chose their place to live.

95% were out of practicality. They had work or family there and simply didn’t have much choice. The few whom could chose inevitably lived close to home, thus in a way, opting not to exercise choice.

We suffered from yet another first world problem. What started as a blessing now seemed like a curse. We didn’t have the “luxury” of not choosing. The mere fact that my wife’s Italian and I Californian meant we would have to do some serious grinding, and put together a list of our top priorities.

Here they are:

Me                                                                                                    My Italian Wife
DEAL BREAKERS

  • Price: Want a place where                                  Weather: Not too cold in winter. Hot summers.
    we can afford 1000 sq feet
  • Safety: Would I think twice about                     Family: It’s gotta be close.
    my wife walking home alone at night?

 

EXTREMELY IMPORTANT

  1. Opportunity: What about this city               Walkability: Can I live there for a week without having to drive?
    makes me want to be there?
  2. Healthy: Food, air, fitness, lifestyle            Connection: What towns are nearby? How easy is it to get there?

 

MODERATELY IMPORTANT

  1. Functionality: modern, walk score, ease of life        Ease of Travel:
    accessibility to daily life
  2. Weather: Don’t care about temperature                     Nature:
    but I need sun!
  3. English: Need to do business in my own language   Close to Water:
  4. Taxes: I don’t want to get extorted                                Quiet: Even if in the city, need our own place to escape or detach

 

LESS IMPORTANT

  1. Ease of Travel: Is it close to a major airport?          Safety: Not important… Batman will protect her
  2. Long Term: Can I raise a family?                               Healthy: Good, organic food
  3. Close to Parents: Sorry guys.                                     Healthcare
  4. Healthcare                                                                      Long Term: Can I raise my kids?

 

It’s good that I married a woman whom doesn’t have the same priorities as me. Oops.

Then we each made an independent list of cities we thought would best fit the above.

Me                                                       My Italian Wife

MUST SEE

  1. San Diego                            1. Milan
  2. Boulder                                2. Bardolino
  3. Antibes                                 3. Antibes
  4. New York                             4. New York
  5. San Francisco
  6. Vancouver
  7. San Luis Obispo
  8. Milan
  9. Beverly Hills
  10. Portland 

    POSSIBILITIES

    1. Malta              1. Malta
    2. Monaco         2. Monaco
    3. Honolulu      3. Frankfurt
    4. Zurich            4. Prague
    5. London         5. London

Bad News: We didn’t have much in common for our top priorities.
Good News: We both agreed on several cities: Milan, Antibes, New York.

So we started our adventure. Given our proximity at the time of this writing, we decided our first stop would be Milan. It’s time to find a home!

Closed on Sundays

Not only is the biggest phone provider in the biggest metropolitan city of Barcelona closed on Sunday, but the process to which I discovered that was enough to cause a premature death. I navigated through the prehistoric Vodafone site (all in Spanish of course), and found the attached page. The ONLY way to contact a phone provider was scroll on an abysmal map through the thousands of providers to find the one closest to me.

How can one survive in a country where major companies, who’s efficiency affects the entire county, are closed on Sunday? That’s 1/7th of the fucking time!
I know I’m supposed to, as a frequent travel, be open minded, even appreciative of the differences in culture. And I’m supposed to realize the charm in things being closed, that people here aren’t overworked like they are in America, that there is a bigger picture lesson here and I’m supposed to make a lifestyle change and realize that I don’t actually need anything on Sunday, and that it can wait until tomorrow. And in that waiting I appreciate the little things, like the loud noise and pollution of the scooters going by, or the pretty prison looking outside of other boarded up stores that aren’t open, but the truth is that I’m just annoyed.

And all that philosophical bullshit is really just masking the one word reality in which this entire fucking country seems to be existing: inefficiency.

I also realize that one may label this as an extremely American point of view. To whom I would say, try living in a place where things close 2 days a week and four hours during the working day and tell me which system you prefer. And in the very nature of labeling it American one seeks to write off the ideology as if it’s narrow minded. But there are some things about America that are actually virtues. One of them is that it’s extremely fucking efficient.

What the traveler must do is evaluate things critically. And this siesta shit is just behind the times. If someone want to take time off to enjoy the flowers on Sunday, on every Sunday, I think that’s great. Work like balance is important. Extremely important. But the individual should have that choice.

But sometimes I want to get shit done on Sunday. And in a modern society I think that should be the option of the individual, not the will of the corporations.
End rant.

The Sport of War: 10 Reasons Why Wars Are Like Sports

Israel and Palestine are going at it again. I know nothing about the war, nor do I pretend to.

I do however notice some interesting observations from the way this war (and wars in general) function nowadays.

1. Relevance: When it’s “in season” or a new bombing just happened, it’s the hottest news on the planet. Six weeks later, nobody cares. That’s okay though, there’s always next season.

2. Patriotism: In both war and sports people are extremely patriotic. They go so far as to identify themselves with the “entity” (team or county) that they like the most. “We are winning” is something one hears often, the pronoun including the speaker.
They also tend to root for whatever side closest to home. An New York born American for example is likely to root for the Yankees vs the Red Sox as he is America vs. Iraq. And, have you ever seen what happens when someone roots for the away team?

3. Irony: The truth is that most people whom observe these events have never or will never come close to actually experiencing them. The 250 lb guy drinking a beer on Sunday watching football or the local news commentator both have no experience ever doing the event they are so avid, passionate and seem to know so much about.

4. Ratings: Similarly to how networks broadcast major sporting events, news channels leap on the opportunity to report the latest terrorist attack, bombing or gossip related to the latest war. These programs are widely viewed thus advertising space for them is extremely lucrative. It’s also a huge cash machine.

5. Misunderstanding: Arguably the biggest commonality is the fact that everyone has an opinion of the situation although very few actually have any clue what is going on. For every winning sports bettor there are likely 1,000 losers, just as for everyone who actually knows what is going on in Israel there is probably 1,000 who don’t. The irony in both is that probably 950 of those losers or clueless individuals think they really know what’s going on (hence how the winners survive, and the puppeteers keep the public brainwashed).

6. Close Minded: Have you ever tried to change someone’s mind? It’s a difficult task in any facet, but in war and sports it’s nearly impossible. No Yankees fan will ever be convinced the Red Sox are better and no pro Israel person is ever going to sympathize with Palestine.

7. Statistics: In war and sports, anything can be “proven.” The public loves to use numbers, despite being entirely irrelevant. “The Yankees scored more runs in the 4th inning than any other team this post season,” an announcer will say tout into the inning. Inevitably, some imbecile will think the Yankees are actually a better 4th inning team than others, and place his bets accordingly. Humans aren’t meant to understand randomness, and contrarily, they are good at attributing meaning when there is none. Both sides, regardless of the odds, find outlets for hope and reasons why the past means their future looks brighter. Nobody likes coincidence, and in war and sports there are none. Ever.

8. It’s A Game: Albeit obvious, in both war and sports there is a ton of skill and strategy. Some of it is obvious: tactile ground missions and orchestrated game winning plays. Other aspects are not: how to gain the public support and where will our annual marketing budget best be spent so we can ensure maximum ticket sales?

9. Marketing: Image is everything. Just as coaches, players, owners and organizations care deeply about the image they portray, so too do both sides of any war. They want to make sure the counter party is seen as the villain (or more accurately, downplay wrong doings of themselves while bolstering their image). They’ll apologize when necessary, but only as a last resort. And the better the marketing, the more funding behind the operation.

10. Keeping Score: This isn’t meant to sound insensitive to those who have passed. I am extremely overwhelmed by the terrors of war. But let’s set aside the grave reality of human causalities for a moment. In sports, both sides keep score to monitor their progress and measure who is winning. In this current Israel-Palestine debacle, it works the exact same. Whether its civilian causalities, money spent, or soldier death tolls, both sides love numbers. And they boast when they’re winning. Can one really say that just because in war, where the game is played with human lives, that it functions any differently from sports? Or are the stakes just higher?

A closing thought: I know sports and war are different ,and I don’t need 10 ways they are in a comment. If you do wish to comment, and if you’re still reading, you must be intelligent, so I genuinely hope you do, please make it worth reading.

– Me

A Conversation with a Millionaire

My work allows me hang out with a unique circle: CEO’s of major corporations, self made millionaire entrepreneurs, 12 figure stock traders and trust fundees.

One could say they “have” everything. And that includes problems. First world problems, sure but problems nonetheless.

Truth be told they’re not even problems, they’re more like fears.

Fear of Identity: Which car or watch should I buy?

Fear of Scarcity: Should I take this new business venture?

Fear of Failure: How can I do more?

Fear of Ego: What will others think?

In other words, they’re people, just like you and me. And they have the same needs and struggle with the same things. Sure the variables are different but the “problems” remain.

If there’s one thing my interaction with these men has taught me, it’s that we’re all human. Money and fame are just superficial ways of making that fact, like sports teams, race, religion, and national heritage.

One man whom I’m the most fond of, a self made multi millionaire, extremely humble, intelligent, eloquent to the point where I use a dictionary just to maintain conversion, was concerned about the well being of his daughter.
I told him it’s normal, that it’s a sign he’s a good parent, a caring father.

Discussing the future of his daughter, now just an innocent 4 years old, he was visibly stressed and confused.
His concern was different than most. He was worried about leaving her too much money, about not instilling in her the values of hard work, discipline and the will to overcome adversity.
“It’s a good problem to have, don’t you think?” He ignored my rhetoric. It’s still a problem.
“$5,000,000 is too much don’t you think?”
“Way too much.”

We debated for some time in a serious discussion as one would debate the pros and cons of a business, and settled on $250,000 over 5 years.
Just enough, but not too much.
Isn’t that what we all want? I said to him.

And that’s just the thing. The deca millionaire and the man bagging groceries, deep down, both want the same things.
Love, acceptance, affirmation, dignity, health, purpose… enough but not too much.

Everything else is just bullshit.